Form your LLC tonight,
without the upsells.

The essentials are: a business name (check your state's database for availability), an LLC filing (to make the business a legal entity, which when properly maintained generally protects your personal assets), and an EIN from the IRS (free, 10 minutes, issued immediately). Once you have those three things, you can open a business bank account and start taking clients. The Midnight Founder walks you through all of it in one session.

The legal part — filing your LLC and getting your EIN — can be done in 2–3 hours on a weeknight. Online LLC filings in New York are typically approved within minutes to 24 hours. What takes longer is building the business: getting clients, building a reputation, growing revenue. But the official part — the thing that makes your business real — can happen tonight.

Yes, and most businesses start exactly this way. The LLC formation, EIN application, bank account setup, and early client outreach can all happen nights and weekends. The key is treating it like a real business from day one — a separate bank account, a business name, invoices that go out on time — so it has structure even before it has full-time hours.

For a service business, you need the LLC state filing fee ($50–$300 depending on your state), a domain name (~$12/year), and a business bank account (free at most online banks). The EIN is free from the IRS. We charge no service fee — you pay only the state filing fee directly through us. Total out-of-pocket to be fully launched: under $320 in most states.

The New York state filing fee is $200 — and that's all you pay. We charge no service fee on top. Note: New York also requires a one-time newspaper publication step after formation, which costs $300–$1,500 depending on your county.

When filed online through NY Business Express, most New York LLCs are approved within minutes to 24 hours. Paper filings take significantly longer — there's no reason to mail a form in 2026.

A sole proprietorship requires no formal registration and has no legal separation between you and your business — your personal assets (home, savings, car) are at risk if your business is sued. An LLC creates a legal separation that, when properly maintained (separate bank account, no commingling of funds, proper records), generally protects your personal assets from business liabilities. LLCs also have more credibility with banks, clients, and partners. For advice on your specific situation, consult a licensed attorney or accountant.

Yes. An EIN is your business's federal tax ID, issued free by the IRS. You need it to open a business bank account, hire employees, file business taxes, and apply for business credit cards. Apply at IRS.gov — the process takes about 10 minutes and your EIN is issued immediately on screen.